Google Pay And Paytm Both software’s are industry leaders in the segment Both are UPI enabled and work flawlessly.
Google Pay & Paytm both offer lots of cashback for transactions but Paytm leads this for sure. Paytm has an advantage over Google Pay where Paytm allows you to add money to your wallet or pay your bill directly using a credit card but Google Pay doesn't.
Using Paytm for a money transfer you need to get a KYC done but with Google Pay, you just have to link your bank account with the app. Google Pay doesn't add your money on its app under any wallet which makes it more convenient than Paytm where you first need to add money into its digital wallet before making any transactions.
When it comes to feature & integration Google Pay has a solid lead. Paytm has 320 million+ monthly active users whereas Google Pay has 390 million+ monthly active users. Google Pay supports 8 different Indian regional languages.
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