The Five Gift Rule provides an efficient and considerate way to give gifts at Christmas. When you pick something they will want and need, as well as wear, study, or have an experience with, you'll ensure the gift you give them has important meaning and brings satisfaction. Some cards may carry inactivity fees, and inflation can reduce a card's real value the longer it sits unused, even if it does not expire. Consumers can search the unclaimed property website for their state to see if unused balances have been turned over to the state and may be eligible for recovery.